Sebastian Staszowski

Executes on established MoneyGram Compliance and Anti-Fraud programs,
principles, standards, policy and oversight expectations within assigned territory.
Implements policies and procedures designed to mitigate exposure and enhance
compliance activities.
Ensures program is maintained and relevant.
Consults with internal and external experts to identify risks, best practice and
expectations.
Analyzes internal and external information to gain additional intelligence
regarding emerging risk.
Communicates policy goals for area of expertise, ensuring application across the
enterprise.
Facilitates policy, risk and control discussions with Stakeholders.
Ensures policy objectives are met.
Provides guidance and support to the Regional Business through participation in
new product/service or channel projects.
Provides support for Agent due diligence activities.
Provides guidance, policy interpretation and support to Agents within the region.
Actively participates in management discussions on risk.
Participates in governance and risk committee meetings as appropriate.
Provides content messaging for new policies as rolled out.
Ensures training materials are in-line with policy expectations.
Provides Agent and employee training.
Liaisons with regulators, law enforcement and industry members.
Participates in industry councils and associations.
Analyzes impacts of proposed regulation and drafts associated position papers.
Represents MoneyGram’s Compliance Program to external audiences, including
Agents and banking partners.
May provide daily direction, clarity and guidance to staff regarding Compliance
activities, issues, laws and regulations.
Ensures staff is well trained and knowledgeable on AML/CTF compliance, fraud
prevention and detection, international standards, as well as various
requirements.

Conducts necessary consumer reviews of interviews (PEP, Consumer Outreach (fraud prevention), and Anti-Money Laundering (AML) performed by Transaction Due Diligence in order to gain necessary Compliance intelligence for proper disposition and applicable actions.
Ensures compilation of the Consumer Enhanced Consumer Due Diligence (ECDD) for Regional Compliance Program/Officers necessary for the proper oversight of the higher risk consumers and PEP's.
Identifies potentially unusual activity for investigation and review for necessary action, escalation to regional compliance officer and potential regulatory filings.
Maintains necessary ECDD information and Consumer Risk Ranking within applicable applications for proper recordkeeping and investigative processes.
Prepares and maintains documents and reports to management for determining policies, procedures and necessary controls.
Collect enhanced due diligence by conducting new and/or periodic reviews of higher risk consumers via the due diligence operations interview process, and will review consumer transactions, and other consumer information, as necessary/applicable, per the Compliance program.
Coordinate with Operations to ensure coordinated consumer experience and communication to our consumers including Compliance related guidance and partnering with the Oversight, Program and Internal Controls Team.
Maintains necessary due diligence information and Consumer Risk Ranking within applicable applications for proper recordkeeping and investigative processes.
Completes investigative consumer due diligence reviews utilizing various tools, reports and applications through analysis of complex data, consumer escalations and information, and related transactions in order to determine if activity requires further action.
Ensure all management reporting and metrics associated to Consumer ECDD Program is complete, timely and accurate.

Provide the team with a vision of the project objectives
Motivate and inspire team members
Assure that the team members have the necessary education and training to effectively participate on the team
Coach and help develop team members; help resolve dysfunctional behaviour
Lead by setting a good example (role model) - behaviour consistent with words
Familiarize the team with the customer needs, specifications, design targets, the development process, design standards, techniques and tools to support task performance
Obtain and coordinate space, furniture, equipment, and communication lines for team members
Provide status reporting of team activities against the program plan or schedule
Recruiting and onboarding team members

• Provide Client Due Diligence (KYC) approvals and rejections in On
boarding and Periodic Review reviews, within any project in
accordance with the procedure requirements
• Monitor procedures compliance with AML & STF policy and local
regulatory requirements and propose updates, if applicable
• Act as Subject Matter Expert and escalation point for local and
global business partners
• Cooperate with front office, local compliance officers, risk officers,
DD Advisors and Approvers, Team Leaders, Managers, RCEM
Change Control Group, Regional Quality Management / Quality
Improvement, Product Management, REC Training Team and other
AML processes stakeholders
• Participate with Specialist in support of AML process
standardisation and clarification
• Coaching less experienced team members in dealing with complex
customer issues to develop their capability to deliver on servicing
customer needs

• Identify and escalate potential risks and operational issues as
appropriate
• Be in line with and understand Business As Usual (BAU) processes,
Compliance rules and regulatory guidelines as required
• Build and keep up good relationship with business partners
• Discuss, explain and where required challenge the outcome of
individual cases and interact with local business partners
• Respond to a defined range of customer requests, offering one of a
number of solutions to commonly made requests within defined
business parameter
• Meet customer requests in an efficient and professional manner,
providing information to customers in an appropriate timeframe
that ensures the customer has a full understanding of the solution
provided.