Piotr Pietka

*** T.B.D. ***

- Originate mortgage for home purchases, refinance, debt consolidation and new home construction
- Run and review credit history, income, and length of employment and seasoning of home. Work up a loan offer that most benefit’s borrower. Prepare Good Faith Estimate and all closing costs
- Review contracts with local realtors, contractors and other referral sources and meet all potential borrowers and inspect all properties for requested financing
- Review and analyze loan documentation for processing and underwriting on each transaction and meet the conditions prior to funding
- Order and review appraisals and title. Submit completed loan to Funding
- Ensure timely closing of loans by maintaining constant communication throughout the entire loan process amongst borrower, appraiser, loan company, title company and realtor
- Developed referral sources inside and outside of the bank leading to potential mortgage loan clients. Sources included bank personnel, realtors, builders, certified financial planners, relocation managers, accountants and existing clientele

- Calculate, prepare, and file monthly and quarterly Philadelphia state sales and use and occupancy taxes and payments, property taxes
- Monthly reconciliation of various bank accounts and CAM accounts
- Reviewing, reconciling, analyzing loan agreements, statements and payments
- Determination of accounts for posting of invoices, maintain Timberline accounting system
- Preparing daily rent bills, receive and code leases, collect past due rents and outstanding payables
- Daily analyzing, reviewing, coding and approving journal entries from all departments in the company
- Managing accounts payable, investigate discrepancies and resolve disputes, and ensure timely payment
- Track employees' receivable balances for miscellaneous personal expenses; arrange for reimbursement from employees either through direct payments or payroll deductions
- Interface with internal departments, external customers, vendors, etc
- Prepare payroll for construction punch list and maintenance workers

- Calculate, prepare, and file monthly and quarterly Philadelphia state sales and use and occupancy taxes and payments, property taxes
- Monthly reconciliation of various bank accounts and CAM accounts
- Reviewing, reconciling, analyzing loan agreements, statements and payments
- Determination of accounts for posting of invoices, maintain Timberline accounting system
- Preparing daily rent bills, receive and code leases, collect past due rents and outstanding payables
- Daily analyzing, reviewing, coding and approving journal entries from all departments in the company
- Managing accounts payable, investigate discrepancies and resolve disputes, and ensure timely payment
- Track employees' receivable balances for miscellaneous personal expenses; arrange for reimbursement from employees either through direct payments or payroll deductions
- Interface with internal departments, external customers, vendors, etc
- Prepare payroll for construction punch list and maintenance workers

- Reviewed customers credit, check for any liens or judgements on its public record, and perform income verification
- Check Tax Certification, consulted with clients about improvement of their credit. Assisted with handling insurance and providing dec page to the Mortgage Company
- Reviewed, analyzed, and explained HUD, TIL document to customers. Assisted in closing, check ECOA validation, prepayment penalties
- Handle daily tax procedures such as data entry, tax evaluation and tax consultation for a local tax agency serving over 30 customers daily
- Maintained customer’s cash in-flow procedures and coordinated daily settlement activities in accordance with company objectives
- Served as a customer liaison by translating company procedures to Polish speaking customers and relaying customer needs and concerns back to upper management

- Managing company accounts payable and receivable up to $500,000, assisting in month-end closings, general ledger accounts analysis, trial balance and journal entry preparation
- Collecting past due invoices, updating aging reports, monthly bank and petty cash reconciliation along with the cash sales and expenses reimbursement
- Preparing and maintaining spread sheet applications and assisting the Accounting Manager with special projects, posting bills, creating invoices, cutting checks and making sales orders along with final billing, bookkeeping, maintaining and updating the database